Transform Your Life Journey

1. Acceptance of Terms

By accessing and using Insightful Journey services, you accept and agree to be bound by the terms and provision of this agreement.

2. Services Description

Insightful Journey provides personal development coaching, mindfulness training, and related educational services. Our services are designed to support personal growth and are not a substitute for professional medical or psychological treatment.

3. Client Responsibilities

Clients are expected to actively participate in coaching sessions, complete assigned exercises, and communicate openly about their goals and challenges. Success depends on client commitment and engagement.

4. Confidentiality

We maintain strict confidentiality regarding all client information and session content, except where disclosure is required by law or to prevent harm.

5. Payment Terms

Payment is due at the time of service unless other arrangements have been made. Cancellations must be made at least 24 hours in advance to avoid charges.

6. Limitation of Liability

Insightful Journey's liability is limited to the amount paid for services. We are not responsible for indirect, incidental, or consequential damages.

7. Termination

Either party may terminate the coaching relationship at any time with appropriate notice. Refunds will be provided according to our refund policy.

8. Modifications

We reserve the right to modify these terms at any time. Clients will be notified of significant changes.

Last updated: January 2024

1. Information We Collect

We collect information you provide directly, such as name, email, phone number, and session notes. We also collect usage data through cookies and analytics tools.

2. How We Use Your Information

Your information is used to provide coaching services, schedule appointments, send communications, and improve our services. We do not sell or rent personal information to third parties.

3. Information Sharing

We only share information with your consent, to comply with legal obligations, or to protect rights and safety. Service providers who assist our operations may access information under strict confidentiality agreements.

4. Data Security

We implement appropriate security measures to protect your information, including encryption, secure servers, and access controls. However, no system is completely secure.

5. Your Rights

You have the right to access, update, delete, or restrict processing of your personal information. You may also object to processing or request data portability.

6. Cookies

We use cookies to improve website functionality and user experience. You can control cookie settings through your browser preferences.

7. Data Retention

We retain personal information for as long as necessary to provide services and comply with legal obligations. Client records are typically retained for 7 years after service completion.

8. International Transfers

If you are located outside the United States, your information may be transferred to and processed in the US, where our servers are located.

9. Contact Us

For privacy-related questions or to exercise your rights, contact us at [email protected] or +1 (415) 555-0187.

Last updated: January 2024

1. What Are Cookies

Cookies are small text files stored on your device when you visit our website. They help us provide better user experience and analyze website usage.

2. Types of Cookies We Use

Essential Cookies

Necessary for website functionality, including security, navigation, and form submission. These cannot be disabled.

Analytics Cookies

Help us understand how visitors interact with our website by collecting anonymous usage statistics.

Preference Cookies

Remember your choices and settings to provide personalized experience on future visits.

Marketing Cookies

Used to deliver relevant advertisements and track campaign effectiveness. These require your consent.

3. Managing Cookies

You can control cookies through your browser settings or our cookie consent banner. Disabling certain cookies may affect website functionality.

4. Third-Party Cookies

Some cookies are set by third-party services we use, such as Google Analytics. These are governed by the respective third party's privacy policy.

5. Cookie Consent

We request your consent for non-essential cookies. You can withdraw consent at any time through your browser settings or by contacting us.

6. Updates

This cookie policy may be updated periodically. We will notify you of significant changes through our website or email.

Last updated: January 2024

1. DMCA Compliance

Insightful Journey respects intellectual property rights and complies with the Digital Millennium Copyright Act (DMCA). We respond promptly to valid copyright infringement notices.

2. Reporting Copyright Infringement

If you believe content on our website infringes your copyright, please provide the following information:

• Your contact information (name, address, phone, email)
• Description of the copyrighted work being infringed
• Location of the infringing material on our website
• Statement of good faith belief that use is not authorized
• Statement that the information is accurate and you are authorized to act
• Your physical or electronic signature

3. DMCA Agent

Send DMCA notices to our designated agent:

DMCA Agent
Insightful Journey
2847 Market Street, Suite 301
San Francisco, CA 94114
Email: [email protected]
Phone: +1 (415) 555-0187

4. Counter-Notification

If you believe content was removed in error, you may submit a counter-notification with the required legal elements as specified in the DMCA.

5. Repeat Infringers

We maintain a policy of terminating accounts of users who are repeat infringers of intellectual property rights.

6. False Claims

Submitting false DMCA notices may result in legal liability for damages, including attorney fees and costs.

Last updated: January 2024

1. Legal Basis for Processing

We process personal data based on:

• Consent for marketing communications and non-essential cookies
• Contract performance for service delivery
• Legitimate interests for business operations and improvements
• Legal obligations for record-keeping and compliance

2. Your Rights Under GDPR

Right of Access

Request confirmation of data processing and copies of your personal data.

Right of Rectification

Request correction of inaccurate or incomplete personal data.

Right of Erasure

Request deletion of personal data under certain circumstances.

Right to Restrict Processing

Request limitation of processing under specific conditions.

Right to Data Portability

Receive your data in a structured, machine-readable format.

Right to Object

Object to processing based on legitimate interests or for marketing purposes.

3. Data Protection Officer

Contact our Data Protection Officer for GDPR-related inquiries:

Email: [email protected]
Phone: +1 (415) 555-0187
Address: 2847 Market Street, Suite 301, San Francisco, CA 94114

4. Data Transfers

When transferring data outside the EU, we ensure adequate protection through approved mechanisms such as adequacy decisions or appropriate safeguards.

5. Supervisory Authority

You have the right to lodge a complaint with your local data protection supervisory authority if you believe we have violated GDPR requirements.

6. Consent Withdrawal

Where processing is based on consent, you may withdraw it at any time without affecting the lawfulness of processing before withdrawal.

Last updated: January 2024